Over the years, I’ve discovered that most insureds will do what they want to do. Despite my repeated attempts to warn against surveillance exposure, on holidays such as Memorial Day, insureds forget the rules and “let it all hang out.” Then, some will write about it on their FB pages. Ouch!
I am really at a loss for what I can say today in this article that I’ve not expressed in previous ones. Surveillance is a way of life for all disability insureds and it will happen at some point, whether insureds actually believe it will happen to them or not. Technology is much advanced these days and in some cases, surveillance reps are NOT parked in front of insureds’ houses, but are watching the screens blocks away from drones.
Although surveillance does include actual visual observation, most “gotchas’” from the insurance industry come from Internet chat groups, social media, and places where insureds let down their guards to communicate with families. Posting photos on social media is a very risky business and yet I estimate about 10% of insureds still do that to their own demise.
So, if you are of the opinion that Murphy’s law doesn’t pertain you, I hope you’re right. The consequence of karmic universal events could be your undoing. Please do not exceed your medical restrictions and limitations this weekend and make sure your benefits continue after June 1st.