ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
When Does An Insurer Cross The Line?
All disability insurance companies have the right to fully, and fairly investigate the facts of claims submitted to them for payment for the policies sold. The insurer also has the right to conduct surveillance and to make sufficient inquiries in order to determine insureds’ inability to physically or mentally perform work and meet the...
Bye, Bye Newsletter
Recently, I sent word out to my clients that I would be discontinuing the DCS Newsletter emailed to them every month. In recent years The Newsletter seemed to be getting very little readership. Further, some clients reported to me that they felt the information was repetitive for most months and admitted they didn’t read it. Therefore, as a...
Major Hurdles To Managing Claims
Given all of the disorganization of disability insurers due to COVID, lack of communication and any semblance of Customer Service is by far the major hurdle to successfully managing disability claims. Despite the fact that in the past all insurers prided themselves with providing “Exceeds” Customer Service, that is no longer the case....
Donations – Knowledge Is Power And Makes A Difference
Disability Claims Solutions, Inc. has been in business for over twenty years. I am a fee-based Consultant providing services to clients who need assistance in managing disability claims. In addition, I have always thought it necessary to provide non-clients with information at least equal to that of the insurance company making decisions on...
Treating Physicians Should Charge For Their Time
It is a common practice for insurance companies to contact treating physicians with multiple requests for patient notes, forms, and questionnaires. It can become quite harassing to a busy physician and it makes sense the docs get tired and frustrated with sending records on multiple occasions. While doctors have the right to charge for their...
Unum Scares The Hell Out Of People
I think you would be surprised to hear how many times I receive phone calls from Unum insureds who are so scared they believe Unum will “do something to them”, or “harass them”, even when there is no more claim, Plan or policy. Just yesterday I received a call from a woman recently turned 65 years of age who asked me...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
