ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Thrown Under The Preverbal Bus
Although I’ve written many articles over the years about doc-to-doc calls, one thing remains crystal clear today. Namely, that insureds and claimants are permitting their treating physicians to discuss R&Ls and other health concerns with insurance physicians on the phone. And, it isn’t good. Most physicians today just want the...
Disability Companies DO NOT Work In Your Best Interests
It’s really hard NOT to trust your disability insurer when you are unknowledgeable of the product and process. Human nature, basically willing to trust, particularly with business-type transactions often relies on asking questions from a source more concerned about the scam than they are about helping anyone. Having said that, it is also...
UNUM -Self-Defeating ERISA Appeals
Over the last several months it’s come to my attention that claimants are representing themselves with ERISA Appeals and are doing themselves a grave disservice. Approximately only 1% or less of individuals who file their own appeals are successful. I’m sure the downturn of the economy, lack of cash flow, and money hungry attorneys...
Living With A Disability Claim – Knowing The Process With A Plan B
Every one reacts differently to having a disability claim, and having to depend on insurers for income. Some learn to live in a high state of anxiety, some are tearful most of the time, others can’t sleep, and still others react arrogantly as if nothing is ever going to harm them. Bottom line, most insureds are just plain...
Are People Not Getting It Or What?
I don’t want to even think about the number of articles I’ve written about surveillance. Although I feel like a broken record on the subject, I’m also hearing from clients and other insureds that basically my tips on surveillance are ignored. By ignored I mean that insureds are willing to take the risk of functional capacity...
Regular Care – Be Really Careful
All disability insurers require those who file claims to remain in “regular” care. The word “regular” means, (and this is my definition), “the frequency of medical consultation with a physician who has credentials to treat the claimed disability.” The frequency of treatment is determined by the...
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