ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Insurance Robber Barons White Paper By Linda Nee 2018
Statistics published by the Health Insurance Association of America (HIAA) report three out of ten American workers file disability claims before retirement. Of the thousands of disability claims filed in the United States, excluding Social Security, approximately 20% or less will actually be paid long-term as a result of a fair, objective review...
Article By Anonymous Former Client
Investigation of Your Claim: Fraud is Not Always the Focus Disability insurance fraud is where a person, alone or in collusion with others, willfully makes a false statement or misrepresentation, or withholds a material fact for the purpose of collecting benefits. An individual who commits fraud will be disqualified from any future benefits,...
Disability Claimant’s Bill of Rights – 2021
As a direct or indirect party to a disability contract involving insurance coverage for disability or income replacement (IDI), you are entitled to generally recognized rights of expectation that the provisions agreed to in the Plan or policy contract are adjudicated in a fair, unbiased and equitable manner by disability insurers.This is a really...
GROUP LTD POLICY REVIEW WORKSHEET – REVIEW YOUR PLAN!
To begin this year with a more knowledgeable perspective, I put together the template below to guide you when reviewing your Group LTD Plan. This template will be particularly helpful to new claims as well as ongoing claims. _________________________________________________________________________________ Based on your date of your enrollment in...
Are You Ready For 2021? – Designing A Successful Game Plan For The New Year
The following are the most common reasons why a group long-term disability claim may be denied by any disability insurer. You aren’t eligible. There are many “eligibility” criteria which must be met in order to meet the provisions of your Plan–you must be in an Eligible Class; you must be working a certain number of hours (20 or 30,...
A New Year – A New Mindset
Happy New Year to all readers of Lindanee’s Blog! While DCS, Inc. had a great year in terms of successfully managing claims with continued benefits for the majority of clients, a new outlook moving into 2021 indicates successful claims can be achieved by usiing a more positive mindset in the management process. Historically, the Internet...
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