ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
You Are Not In Control Of The Claims Process
One of the most hurtful aspects of disability is the knowledge that patients no longer have control over what’s happening to them. The loss of “personal power” can be devastating as insureds begin to realize they can’t control their inability...
Be Aware – Unum Grossly Misrepresents Policy Provisions
Unum Group and its claims representatives have been misrepresenting policy provisions for quite some time, particularly when it comes to the older policies where “rights and privileges” can be read into nearly every provision in bad faith. There is one...
Thank You For the Sunflower Bouquet
Would the person who sent me a beautiful bouquet of sunflowers please send me an email and let me know you sent them. Although a card was attached, there was no sender name. I want to be sure to thank you personally for the beautiful gift of flowers. I am very...
Unum Complaints With Commentary
Sherry of Spokane July 15, 2020 My husband was involved in motorcycle accident that had STD through UNUM through a company he has been working for, for 28years. He has never used this benefit unit his accident. He was out of work for 3.5 months and had to use his...
No Doc To Doc Calls Allowed!
Disability insurance companies have been in business a long time and have learned what works for profitability and what doesn’t. Let’s give them credit for the “learning curve” and resulting strategies that have produced profit time after time,...
Unum – You Really DO Need To Smarten Up!
One of the more interesting cases that was brought to my attention today involved an individual who filed a Unum behavioral STD claim and had to wait 5 weeks for a decision. The claim went smoothly until Unum reassigned the claim to a rude, argumentative, and...
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