ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Unum – Read My File Will Ya?
Insureds/claimants are continuing to complain that they are receiving letters requesting information that was previously submitted to the file, in some cases years ago. The harassment coming to light involves the fact that social security, medical and other financial information is frequently requested just because claims handlers aren’t...
Unum And SSDI – Profitable Bedfellows
DCS, Inc. continues to receive many calls from claimants who are worried about recent requests to provide SSDI financial and benefit information. Unsure of what it all means, some claimants go off the wire suspecting the worse, which is understandable given Unum’s ongoing scams to obtain information about SSDI awards. I wish I could reach...
How Is A Surveillance For A Disability Claim Conducted?
All insurance surveillance initially begins with a red flag determined by the claims handler, whether it be conflicting or lack of medical information, inconsistency of report, or any number of other conflicts in a claim that challenge credibility of it. A referral is made to an investigative section of the insurance company, or, most often...
Happy Fourth Of —Surveillance?
Although most of the nation seems to still be on some sort of lock-down or isolation, it is possible that insurance surveillance teams may be taking advantage of those who venture out. Insurance companies always conduct surveillance during the holidays and I suspect this year will be no exception. A few public sources are reporting that families...
Unum – Checks Late Already
This is just a reminder that Unum Group seems to have a problem with getting checks out on time during the holidays. Claimants/Insureds already reporting late checks and we haven’t even reached the holiday yet. It is expected that in addition to Unum’s disorganization, COVID-19 may be the cause of late checks over the 4th of July...
Unum Claimants – Nickel & Dimed
This is just a reminder that Unum is once again scraping the bottom of the barrel for SSDI overpayments to successfully queeze the last nickel and dime from its claimants. For the last month or so, Unum has been sending out letters requesting claimants send one of three sources of information about SSDI. This is Unum’s second wave of...
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