ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Third-Party Paper Chasers – A Conglomerate of Inefficiency
As most of my readers are aware (hopefully…), disability insurers have outsourced most of the functions required to investigate claims, including medical and occupational review, financial review, and “paper chasing.” Notable companies are PMSI, EMSI, and more recently Release Point. Release Point, in my opinion, is one of the...
MetLife – A “Wacked” Company For Sure
For the last 20 years I’ve always described MetLife as a “bottom feeder” insurance company. My opinion was at first derived from the company’s complete lack of customer service and fair appeal procedures, but recently my opinion is based on numerous reports of failure to pay even when other insurance companys pay claims...
Hanging In There…. Good News! 3/23/2020
God bless to everyone who has been hanging in there for the past couple of weeks. DCS, Inc. continues to work through may logistic problems with insurers, but please be advised that every claims handler I’ve spoken to has been very helpful and willing to work with me and my clients to provide paperwork and information. I’ve been doing...
Crisis Update For Insureds – 3/19/2020
Information I have is that most insurance companies have shut their doors and have asked employees to work remotely from home. Although I have still been able to reach, and speak to, claims reps, I’ve had to be persistent with phone calls. Some handlers are only checking their voice mails intermittently and can’t get back to you in a...
No More Answering Service For DCS, Inc.
As most of you are aware DCS, Inc. utilized an answering service to help with the numbers of calls received from readers of the blog. Clients and non-clients have mixed reviews about the value of an answering service, particularly for a disability Consultant. There were problems with nearly every answering service I hired, including long wait...
Disasters, Pandemics and Disability Insurers
Quite a few people are contacting me with questions concerning the current coronavirus outbreak. As you all know, I am not a public health official, nor am I a doctor and cannot give anyone specific advice regarding “what do do.” I probably know as much about the virus as you do, and my husband and I are doing what we feel is best for...
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