ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Under The Magnifying Glass – Editorial By Linda Nee
It has never occurred to me that insureds, especially those who are considering retaining my services, conduct investigations of me, suspiciously trying to challenge my credibility. Not once in the last 20 years have I ever pulled a credit rating or checked out any...
Physicians Who Walk Around You To Insurers
Most treating physicians really care about you and your disability. They and their staffs spend extra unbilled time to meet the requests of insurance companies, and generally assist insureds in every way they can. However, treating with physicians who have your best...
Unum’s Deceptions – The Truth Is The Truth Regardless
Although it’s quite common for insurance companies to misrepresent Plan and policy provisions, it’s becoming more common for claims handlers to cite provisions from Plans and policies saying one thing, and then alleging it means another. I find this...
Unum Rep Resorts To Fear Mongering To Obtain SSDI File
Recently, I spoke with an individual who received a letter from Unum that really was “the ghost from hell” letter. The letter itself was 8 pages in length consisting of one regurgitation of policy provisions after another. The issue was that the claimant...
Complacency Does Not Equal Claim Success!
The definition of “complacency” taken from the Webster Dictionary is: ‘self-satisfaction especially when accompanied by unawareness of actual dangers or deficiencies.’ “If I don’t challenge my insurance company or make waves,...
The Standard’s Questionnaires – A Cautionary Tale
I had an opportunity to review one of The Standard’s questionnaires, and like many other insurers’ forms, exceeds the limits of insurance investigation in a deceptive way. As always the wolf is hiding in sheep’s clothing in order to mislead insureds...
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