ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Thank You To Readers And Callers In Difficult Times
I want to thank all of the insureds who call me with their questions as well as DCS Clients who place their trust in my services and abilities. Many of my clients have been with me for more than 10 years and have reached maximum duration of claim. Yesterday to my great surprise I received a dozen roses from an insured who called me with his...
Making Wrong Decisions That Will Cost You
Lately it has come to my attention just how many people are using the content of Lindanee’s Blog to manage their claims. I’ve come to know this because eventually many of the same insureds find it necessary to call me and ask for help. Although I have said in the past, many times in fact, that I only publish approximately 10% of what...
Unum Targets HIV Old Age Claims
Within 7 days from the end of 2nd Qtr. we can easily see where Unum is focused. I’ve received several phone calls informing me that Unum is targeting HIV, near maximum duration claims. Although Unum has always denied individuals on claim long-term, this particular case is indeed egregious. The claimant has been on Unum claim for the last 24...
Unum – The Hartford Chasing The Dollar For 2nd Qtr. Profitability
For the last several years Unum Group has been extremely aggressive in “correcting”, recalculating, and estimating SSDI benefits in an effort to bolster profitability. Hiring Lucens and using Genex as its third-party paper chasers, Unum’s procedures to record offsets and recapture overpayments has also been….let’s...
Physicians Sitting On The Fence – No Benefit To You
In order to have a successfully paid disability claim all treating physicians must agree to support your disability by writing medical restrictions and limitations that preclude you from working. No medical support….no disability claim. Of late, I’ve noticed a growing numbers of treating physicians who balk, complain, or refuse to...
Eliot Spitzer – A True Advocate For Insureds
I’ve been receiving questions about Eliot Spitzer lately; frankly I don’t know why, but it’s a very interesting story. Attorney Spitzer was the Attorney General in New York (1999 – 2006) who was just short of bringing criminal charges against UnumProvident when it was decided to issue a Multi-State Settlement instead. I am...
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