Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Claims Solutions

Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Insurance Claims

Linda Nee guides you through the complex maze of of insurance paperwork and deadlines that is sometimes difficult for disabled persons to meet.

Get a Strategic Advantage

DCS provides clients with accurate information and options concerning the disability claims process so that insureds can make informed decisions regarding their disability claims.

Expert Advice

Linda’s actual claims experience managing disability claims provides invaluable and unique insight into the disability claims process.

Proven Solutions

Using information provided by DCS, Inc. clients become “knowledgeable insureds” and are more able to manage their disability claims well.

Expert Disability Claims Services

Welcome to Disability Claims Solutions, Inc. – a place where you will find informative and experienced disability claims advice and assistance.
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From selling life insurance during the 1849 goldrush to today, Unum’s history is indeed an interesting one. Read approximately half of Linda’s finished book to be published in paper format in December 2023. And, thanks in advance for your donation.

ROADMAPS TO CLAIM SUCCESS

Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.

As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.

DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.

If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.

KEY SERVICES – Disability Claims 

  • Initial Applications for Both ERISA and ISI Claims

  • Recommendations for Medical Reporting

  • Independent Medical Evaluations Counseling

  • Contract/Policy Review Audits

  • Objective vs. Subjective and Self-Reported Claims

  • Any Occupation Investigations

  • Residual Benefits and Return to Work Recommendations

  • Surveillance Counseling

  • Targeted Impairments – FMS, CFS, Lyme disease, HIV

  • Long-Term Care Claims

  • Management of Update Forms

  • Field Visit Preparation

  • Counseling for Work Hardening Programs

Linda Nee’s Blog

Where there are solutions, there are no problems.

Procrastination To File IDI Claims Raises “Late Filing And Prejudice” Issues

Those who have IDI policies, (non-ERISA), and delay filing initial claims, risk getting paid for prior periods even when the definition of disability has been met for total or residual disability. The idea that because the policy is IDI, and not subject to federal jurisdiction does not mean that insureds can decide on their own when to file....

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Has There Ever Been An Investigation For Insurance Paying Off Doctors?

I received this question several times this week one specifically asking whether Unum pays-off its doctors. I think it’s fair to say that the insurance industry routinely “pays-off” its reviewing physicians all the time, and they do it on the table. Specifically, with reference to Unum, I consider all of its internal medical...

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Thank You To Readers And Callers In Difficult Times

I want to thank all of the insureds who call me with their questions as well as DCS Clients who place their trust in my services and abilities. Many of my clients have been with me for more than 10 years and have reached maximum duration of claim. Yesterday to my great surprise I received a dozen roses from an insured who called me with his...

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Making Wrong Decisions That Will Cost You

Lately it has come to my attention just how many people are using the content of Lindanee’s Blog to manage their claims. I’ve come to know this because eventually many of the same insureds find it necessary to call me and ask for help. Although I have said in the past, many times in fact, that I only publish approximately 10% of what...

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Unum Targets HIV Old Age Claims

Within 7 days from the end of 2nd Qtr. we can easily see where Unum is focused. I’ve received several phone calls informing me that Unum is targeting HIV, near maximum duration claims. Although Unum has always denied individuals on claim long-term, this particular case is indeed egregious. The claimant has been on Unum claim for the last 24...

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