ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
An Update On FMS Disability Claims
Fibromyalgia and Chronic Fatigue Claims have long been a source of denial by most American insurers. When I was a claims hander those diagnosed with FMS were treated with morphine pumps and yet today patients are expected to “get up on a treadmill” and...
Unum Update 4/23/2020
Information recently received by attorneys indicates Unum is not overturning denials on appeal. Despite the fact that Unum seems to be “patient and understanding” during the COVID-19 lockdown, the company is still not overturning unfair denials. As a...
Helpful Tips – 4/22/2020
Pre-dated Letters DCS was recently contacted by more than one claimant/insured informing they are receiving letters dated in the past they are only receiving now. Requests for updated information ultimately have “short deadlines” because letters...
Procrastination Could Be A Deal Breaker For IDI Insureds
Lately, I’ve been contacted by IDI insureds who want to file for disability using a date of disability in the distant past, somewhere between 3-10 years ago. Therefore, it’s important for me to share information that suggests such late filings may prove...
Something To Smile About
(Thank you to one of my clients who emailed this to me today. Hope everyone is safe and healthy.) A lady from Pebble Creek wrote this on the Nextdoor posting, enjoy! Half of us are going to come out of this quarantine as amazing cooks. The other half will come out...
Disability Claim Misinformation
From my perspective it often seems as though the public perception of disability insurance hasn’t changed since I first started writing a column in Jim Mooney’s “Inside UnumProvident” Newsletter in 2001. At that time in the midst of the Unum...
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