Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Claims Solutions

Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Insurance Claims

Linda Nee guides you through the complex maze of of insurance paperwork and deadlines that is sometimes difficult for disabled persons to meet.

Get a Strategic Advantage

DCS provides clients with accurate information and options concerning the disability claims process so that insureds can make informed decisions regarding their disability claims.

Expert Advice

Linda’s actual claims experience managing disability claims provides invaluable and unique insight into the disability claims process.

Proven Solutions

Using information provided by DCS, Inc. clients become “knowledgeable insureds” and are more able to manage their disability claims well.

Expert Disability Claims Services

Welcome to Disability Claims Solutions, Inc. – a place where you will find informative and experienced disability claims advice and assistance.
New
New
From selling life insurance during the 1849 goldrush to today, Unum’s history is indeed an interesting one. Read approximately half of Linda’s finished book to be published in paper format in December 2023. And, thanks in advance for your donation.

ROADMAPS TO CLAIM SUCCESS

Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.

As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.

DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.

If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.

KEY SERVICES – Disability Claims 

  • Initial Applications for Both ERISA and ISI Claims

  • Recommendations for Medical Reporting

  • Independent Medical Evaluations Counseling

  • Contract/Policy Review Audits

  • Objective vs. Subjective and Self-Reported Claims

  • Any Occupation Investigations

  • Residual Benefits and Return to Work Recommendations

  • Surveillance Counseling

  • Targeted Impairments – FMS, CFS, Lyme disease, HIV

  • Long-Term Care Claims

  • Management of Update Forms

  • Field Visit Preparation

  • Counseling for Work Hardening Programs

Linda Nee’s Blog

Where there are solutions, there are no problems.

Unum Cautions Against Filing Disability Claims On Phone Menu

I had an opportunity to call a Unum claims handler today and was surprised to listen to a recorded message advising those who want to file claims to discuss it with their employers first. This is consistent with the view that Unum, in particular, will be denying thousands of STD claims from those who are locked-down and are filing claims alleging...

read more

MetLife And The Hartford Threatening Insureds During Lock-Down Pandemic

Although I’ve been reporting that most insurance companies are flexible with deadlines, I probably spoke too soon. Today, I’ve reviewed information that suggests both The Hartford and MetLife in particular are still sending out threatening letters with short 14-day deadlines. This is really egregious since MetLife’s phone menu...

read more

COVID-19 Stimulus And Other Important Information – A Must Read

DCS, Inc. has been receiving many calls and emails concerning whether or not the federal stimulus recovery checks will be an “offset” from disability benefits. As always, to ensure accuracy I made inquiries to a few prominent attorneys to solicit their take on this. The general consensus from those I contacted is that the stimulus...

read more

Third-Party Paper Chasers – A Conglomerate of Inefficiency

As most of my readers are aware (hopefully…), disability insurers have outsourced most of the functions required to investigate claims, including medical and occupational review, financial review, and “paper chasing.” Notable companies are PMSI, EMSI, and more recently Release Point. Release Point, in my opinion, is one of the...

read more

MetLife – A “Wacked” Company For Sure

For the last 20 years I’ve always described MetLife as a “bottom feeder” insurance company. My opinion was at first derived from the company’s complete lack of customer service and fair appeal procedures, but recently my opinion is based on numerous reports of failure to pay even when other insurance companys pay claims...

read more

Hanging In There…. Good News! 3/23/2020

God bless to everyone who has been hanging in there for the past couple of weeks. DCS, Inc. continues to work through may logistic problems with insurers, but please be advised that every claims handler I’ve spoken to has been very helpful and willing to work with me and my clients to provide paperwork and information. I’ve been doing...

read more

Not sure where to begin?  Fill out this short form and Linda will be in touch to discuss the details of your situation.

  • This field is for validation purposes and should be left unchanged.