ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Unum Cautions Against Filing Disability Claims On Phone Menu
I had an opportunity to call a Unum claims handler today and was surprised to listen to a recorded message advising those who want to file claims to discuss it with their employers first. This is consistent with the view that Unum, in particular, will be denying thousands of STD claims from those who are locked-down and are filing claims alleging...
MetLife And The Hartford Threatening Insureds During Lock-Down Pandemic
Although I’ve been reporting that most insurance companies are flexible with deadlines, I probably spoke too soon. Today, I’ve reviewed information that suggests both The Hartford and MetLife in particular are still sending out threatening letters with short 14-day deadlines. This is really egregious since MetLife’s phone menu...
COVID-19 Stimulus And Other Important Information – A Must Read
DCS, Inc. has been receiving many calls and emails concerning whether or not the federal stimulus recovery checks will be an “offset” from disability benefits. As always, to ensure accuracy I made inquiries to a few prominent attorneys to solicit their take on this. The general consensus from those I contacted is that the stimulus...
Third-Party Paper Chasers – A Conglomerate of Inefficiency
As most of my readers are aware (hopefully…), disability insurers have outsourced most of the functions required to investigate claims, including medical and occupational review, financial review, and “paper chasing.” Notable companies are PMSI, EMSI, and more recently Release Point. Release Point, in my opinion, is one of the...
MetLife – A “Wacked” Company For Sure
For the last 20 years I’ve always described MetLife as a “bottom feeder” insurance company. My opinion was at first derived from the company’s complete lack of customer service and fair appeal procedures, but recently my opinion is based on numerous reports of failure to pay even when other insurance companys pay claims...
Hanging In There…. Good News! 3/23/2020
God bless to everyone who has been hanging in there for the past couple of weeks. DCS, Inc. continues to work through may logistic problems with insurers, but please be advised that every claims handler I’ve spoken to has been very helpful and willing to work with me and my clients to provide paperwork and information. I’ve been doing...
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