ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
2020 Insurance Surveillance Is Worse Than Ever!
Several insureds called me this past week to fill me in on their experiences with surveillance. One gentleman described surveillance teams following his children for several days in addition to following him. His opinion was that it must be illegal for an insurance company to put tails on his children since they have nothing to do with his...
Attorney On Your Case?
Recently, I’ve received several calls from insureds who have already retained attorneys for their disability claims, and unfortunately I turned them dow It’s no secret I’ve traditionally written on this blog, that in my opinion, most attorneys are part of the problem, not the solution. While attorneys have a place litigating in...
Unum – Do SSDI Nickel And Dimes Really Increase Cash Flow and Profitability Enough to Cover the Admin Cost Of Endless Chasing?
For years now Unum has been “making the market” on its own common stock by buying up Treasury shares in order to increase the market price of common shares. For those of you who are unaware, buying up Treasury shares (corporation’s own stock) reduces the number of shares outstanding and therefore increases the market price per...
“Comorbidity” And It’s Deliberate Omission From The Claims Process
Two of the most commonly misused insurance terms are “Mortality Values” and “Comorbidity.” Actuarial “mortality values” are used in the Life insurance underwriting process where hazards and perils are charted with sex, age, gender etc. to determine premium for Life insurance policies. “Comorbidity”,...
Do Roundtables Still Exist? “Yes, But Oh So Quietly And Undocumented”
As I’ve written so many times, insurance companies are constantly focusing on “setting up” insureds with documentation that any prudent person could read and agree insureds should not be on claim, but working. Every day insurers are putting something in your file stacking the deck for future denials. The problem is, while...
Criteria That Must Be Met In Order To Have A Paid Claim In 2020
I know there must be a few Lindanee’s Blog readers who think, “I’ve got this covered, Linda. We don’t need any help.” And, that might very well be true. However, unless insureds are particularly skilled in managing disability claims, moving forward in 2020 might prove to be more difficult than you think. Here is an...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
