ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Friday Q & A 3/13/2020
Can Unum take money out of my bank account? Not unless you give it permission to. Electronic deposits allow Unum (and other insurers) to put money in, but not take it out. Authorizations to watch are those connected with third-party SSDI Advocates such as Genex, Allsup and AdvocatorGroup. These Authorizations, if signed, allows the companies to...
Unum Denies Mental Health Claim In Violation of Multi-State Settlement Agreement
Sometimes I get the impression that some of my readers feel I am exaggerating the “bad faith” insurers engage in to create fear and hype about disability claims. While I have said over and over again my motives are to, “provide knowledge at least equal to those making liability decisions”, I still occasionally hear,...
Is There Such A Thing As Privacy For Disability Insureds?
For Americans, lack of personal privacy has been going on for quite some time now. I don’t know if it’s just that people are finally waking up to what they don’t have anymore, or that the environment of disability insurance progressed along with new technologies, but it’s pretty clear most of us have no expectation of...
2020 Insurance Surveillance Is Worse Than Ever!
Several insureds called me this past week to fill me in on their experiences with surveillance. One gentleman described surveillance teams following his children for several days in addition to following him. His opinion was that it must be illegal for an insurance company to put tails on his children since they have nothing to do with his...
Attorney On Your Case?
Recently, I’ve received several calls from insureds who have already retained attorneys for their disability claims, and unfortunately I turned them dow It’s no secret I’ve traditionally written on this blog, that in my opinion, most attorneys are part of the problem, not the solution. While attorneys have a place litigating in...
Unum – Do SSDI Nickel And Dimes Really Increase Cash Flow and Profitability Enough to Cover the Admin Cost Of Endless Chasing?
For years now Unum has been “making the market” on its own common stock by buying up Treasury shares in order to increase the market price of common shares. For those of you who are unaware, buying up Treasury shares (corporation’s own stock) reduces the number of shares outstanding and therefore increases the market price per...
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