ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Treating Physicians Demanding Functional Capacities Evaluations
Part of the “new normal” for 2020, already evidenced by several claims I’ve reviewed, is the recent tendency of treating physicians refusing to complete “Functional Capacity” sections on update forms without the result of formal FCEs....
Surveillance Under Way – Be Sensible And Watchful
Several insureds have recently reported to me that they either are, or have been, investigated by insurance surveillance agents. In one instance, surveillance investigators went right up the insured’s door, knocked and demanded to be let in. This situation put...
“I’ll Take A Lawn Chair And A Beachball”
Here is another article I wrote about Unum’s history of paying claims. Unum’s history is a matter of public record now, and is nothing to be particularly proud of. All corporations provide employees with some type of incentives whether in the form of...
Insurance Companies Do Not Advocate For You
One of the issues I was made aware of in 2019 and more recently is the ongoing trend of claimants and insureds to consult claims handlers for advice on how to manage their claims. “I need to stop working” four months from now, can you explain to me what...
Unum’s Release Point – Out Of Plan One Week Timelines?
Two of the most important ERISA Group Plan provisions require claimants to submit medical and all requested information “at their own expense” and “within 30-45 days of it being requested.” This is very much a standard provision in all group...
DCS Clients – Please Read My Emails!
Just a reminder that I sent out a DCS, Inc. client email that is very important for 2020. Please open and read all of my emails, but this one in particular is very important for you to know. If you are a client and did not receive my most recent email, please let me...
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