ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
How Do I Know If My Claim Is Targeted?
Those in the know always talk about claims that are “targeted” without letting insureds know how they can tell. “Targeted”, in a general sense, means that claims are identified, using internal criteria, to be aggressively risk managed with the objective of denying the...
Unum Out Of Control For Year-End – Again
It’s beginning to seem like deja vu with all of the claim denials Unum is making. The public is again beginning to realize the company’s unfair tactics to back-up their denials. My initial reaction, especially, is the one item in the Multi-State...
Settlements, Settlements, Settlements
If you’ve been hoping to rid yourself of your disability claim, now may be the time to do it. Lump-sum settlements are being offered, not only Unum (known as the settlement guru), but by other insurers as well. While in the past, I have often argued against...
Why Social Media Is A Deal Breaker
People love to talk….and share….and exchange selfies. In the last 25 years, social media exploded to where a cell phone is a more protected personal object than a wallet. BUT, since the inception of the Internet and the World Wide Web, we’ve also...
Surveillance Isn’t A Game
There are many times when I get the feeling that my articles about insurance surveillance are not taken seriously. I guess people are going to do what they are going to do, but “surveillance isn’t a game.” Most insureds just don’t get...
Q & A And News
What do I do when I can’t get my insurance company to respond at all? Now is the time to start sending in complaints to defend your claim. If you have an ERISA claim, contact your regional office of the EBSA (Agency of the US Department of Labor). If you have an...
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